Initial consultation
Let’s have a chat. An initial meeting with Financial Adviser Dean Edwards is free of charge, and there is no obligation to proceed further. This is an opportunity for you to discuss your situation, understand a bit more about what Nest Egg Investments can do for you, and to decide whether you wish to proceed with further financial and investment services with Nest Egg Investments.
If you wish to go ahead, there are several fixed price offerings available that cover the most popular services:
Investment Advice
If you have funds available to invest or are trying to work out the best way forwards financially, getting good advice as early as possible may be the best thing you can do to be successful. Whether you are looking to grow your wealth, meet a particular financial goal, or fund your retirement, I can help to cut through the clutter and provide sound investment advice and recommendations appropriate to your situation. Investment recommendations will factor in your personal situation, financial goals, risk profile and investment timeframe. I will go through each recommendation with you, and also provide a full written report.
Typically, investment advice will cover (depending on the applicability for each client):
- A summary of your personal situation, financial goals and risk profile
- Recommended investment asset class mix (ie the % of investments held in different asset classes such as domestic and offshore shares, property, fixed interest, cash, etc)
- Specific investment product recommendations for each asset class above, information on each recommendation, and next steps to implement
- KiwiSaver recommendations
- Debt reduction recommendations
- Other financial advice as applicable.
All advice provided is personalised and in the best interests of the client. Nest Egg Investments is independent and does not accept any commissions, payments or receive any other benefits from investment product providers.
Fee
$695. Currently no GST is payable on this fee.
Financial Model
Knowledge is power. A comprehensive Financial Model is built from the ground up (as your situation will be unique) and provides a year by year forecast of your financial position, factoring in your current investments (including rental properties), mortgages and other debts, income, expenditure, and expected investment returns. The model is fully flexible to show the impacts of changing return assumptions, levels of income, amount of expenditure, one-off costs, KiwiSaver, NZ Super, etc. The Financial Model is particularly valuable for clients planning their retirement, as it will show how much money you will have when you retire, how much you can afford to spend, and how long your money will last. Fully adjustable, the Financial Model is also valuable for answering “what if” questions. For example: What if I retire 5 years earlier? What if I spend $10k more/year in the first 10 years of retirement? What if I downsize my house or sell my rental property? What if I work part time for a few years? etc.
Typically the Financial Model will involve a data gathering exercise to get the information needed to prepare the model, and a meeting to go through the model once prepared, to explain the outcomes, and review different scenarios. The model will then be changed and adjusted if necessary. Once completed, the Financial Model is provided to the client in an Excel spreadsheet format for the client to keep and use.
Fee
$695. Currently no GST is payable on this fee.
Financial Model and Investment Advice
Undertaking a Financial Model (described above) and combining this with personalised Investment Advice (also described above) is an excellent way to understand where you are at, what your options are, and how best to invest going forwards. These are the most popular services provided by Nest Egg Investments, and if the exercises are carried out at the same time, I can offer a significant discount.
Fee
$1,195 for Financial Model and Investment Advice done at the same time. Currently no GST is payable on this fee.
Other Financial Advice
If the financial advice you are looking for doesn’t quite fit into the above categories, lets have a chat. I can usually offer bespoke financial advice for a no-surprises fixed price, or charge at an hourly (or part hourly) rate of $195/hour.